Water damage can cause immense damage to your home and your belongings. To ensure that your home and belongings are adequately protected against water damage, you must know the types of damages that are included in a standard homeowners insurance policy. Water Damage Covered by Homeowners Insurance Standard homeowners insurance does not cover all types […]
You need to ensure that you are financially covered if your car is damaged in a fire. Whether your car is protected against fire depends on the type of car insurance policy that you have and the cause of the fire that damaged your car. What Are The Reasons for a Car to Catch Fire?
Roof leaks can cause extensive damage to your house. Besides causing damage to the interior of the house such as the walls, flooring, furniture, and appliances, the formation of mold and mildew can lead to long-term maintenance and repair expenses. To protect yourself from financial loss due to roof leak-related damages, you must know whether
In certain instances, your condo association may issue a special assessment for expenses outside your unit due to an insurance claim. To avoid paying for such expenses from your pocket, you must buy loss assessment coverage, an added protection for condo owners. What Does Loss Assessment Mean? In the event of damage to the building
Just like other vehicles, motorcycles also need to be covered with the appropriate insurance policy to cover the risks associated with driving them on the road. However, standard motorcycle insurance does not cover the damage caused while using your vehicle for recreational purposes such as track days. If you are an avid track days enthusiast
If your rented property is damaged by a named peril and you need alternative accommodation during the period when your rented home is being repaired, your renters insurance will cover your living arrangements including your hotel bills. When is Hotel Stay Paid for in Renters Insurance? If your rented home is unsafe or uninhabitable for
Does homeowners insurance cover HVAC? YES! But it has some conditions. A standard homeowners insurance policy provides coverage for your home’s HVAC system but the coverage includes only damages that are caused by covered risks. It is important that you must consult your insurance provider to ensure that you have adequate coverage for your home’s
Does renters insurance cover bed bugs, termites, or rodents? When you or your landlord is responsible for the loss? Read this article to know the answers to all such questions. Bed bugs are normally associated with travel and hotels but this doesn’t mean your home is immune from them. Instead, pest control professionals get more
Does your car insurance cover rental cars? Find out if your personal auto insurance policy covers a rental car and see when it’s wise to consider rental car insurance. You are ready to go on a vacation with your family. You are now standing in a queue at a rental car counter to book a
What is a catalytic converter? Why catalytic converter gets stolen? How to prevent catalytic converter from getting stolen? Does auto insurance cover catalytic converter theft? Here are the answers to all your questions. Catalytic converter theft from automobiles like cars and trucks is a big problem that continues to grow in all over United States.