Home insurance can cover damages from extremely rare occurrences like meteorites falling from space
Policies often include coverage for damages caused by lava or volcanic ash
Damage to your property from riots or civil unrest may be covered
Some policies cover repairs or replacements for property damaged by pets
Legal fees and lost wages due to identity theft can be covered
Reimbursement for spoiled food during a power outage caused by a covered peril is often included
Homeowners policies may cover damage to grave markers, urns, and other funerary items
Following a covered loss, some policies cover the cost of hiring an interior designer for repairs or redecoration
Coverage includes unexpected falling objects, like tree limbs or satellite dishes
Policies may cover rewards for information leading to the arrest or conviction of a criminal related to a home incident